Financing your dream second home

On top of your financial contributions, there may also be additional costs, better known as overall acquisition costs. It's important to anticipate the costs:

Notary fees: for all properties purchased in Switzerland, notary services are compulsory and subject to a fee. Notary fees vary from canton to canton. You can use an online simulator to understand how much you'll need to spend on notary fees. For Geneva, you can use the notaires-geneve.ch website. For the cantons of Vaud, Jura and Fribourg, click here.

Piguet Galland is delighted to provide you with a tailor-made service, including a valuation of your property and direct contact with a notary.

For peace of mind and to avoid unpleasant surprises, it's a good idea to have about 5% of the purchase price for these additional acquisition costs.

A simple calculation will tell you whether you can afford a holiday home: the combined expenditure on your primary residence and holiday home must not exceed one-third of your gross income.

You've just completed the second episode about second homes. You're making good progress, but you still have a few more stages. They also just happen to be the most exciting stages. Once you understand the tax system, you can start the most exciting stages: finding the right places to buy.

Episode #1

A second home within reach

Make your holiday home dreams come true

Episode #2

Financing your dream second home

Explore financing and define your budget

Episode #3

Second homes and taxes

Discover the impact of a second home on your taxes

Go to episode 3

Episode #4

Exceptional locations

Where to buy your second home

Episode #5

Rental management and maintenance

The keys to a well-maintained property

What our clients say about us.

Piguet Galland offered us a number of different scenarios to help us through this major change in life, retirement.

Noémie Prod'hom
Happiness is knowing that I have someone who will bring their expertise to advise me and ensure my life is carefree.

Marie-Laure Favre
At Piguet Galland, the human factor takes center stage. We genuinely listen to understand and provide solutions, not merely to sell."

M’Bayang Thiam
I wanted to purchase and renovate a house through an auction, which required immediate payment. Fortunately, your company performed exceptionally well."

David Vuadens
Piguet Galland is the financial partner that's close to my heart. I have complete trust in them. In this bank, you get to know them on a personal level, and that's of utmost importance."

Ann Evard
The aspect of the Bank that resonated with me in the past and to this day is trust, which is conveyed through a sense of closeness and, most importantly, a dedicated point of contact."

Anthony Picard
What I value most about Piguet Galland is the service and the trust-based relationship I have built with the various advisors I have worked with over the past thirteen years, all of whom have consistently been excellent."

Dominique Lauener
Throughout the years of building a trusting relationship with Piguet Galland, I have realized that a bank can be a lifelong partner for significant milestones."

Franck Neveu