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The 360 series

Knowing what you want

Creating your own home can represent a substantial investment, maybe one of the most significant investments of your life. So, thinking carefully about your wants and needs is important. Location is crucial, and you'll need to draw up a precise list of requirements.

photo immobilier residence principale
photo immobilier residence principale
photo immobilier residence principale
photo immobilier residence principale
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Buying a property can be a daunting prospect, often having to be carried out in a timely manner. However, the crucial aspect is not the timing but the preparation and carefully defining your project.

Before making this major decision, it's a good idea to consider the differences between cantons regarding property prices, taxes, and health insurance premiums. Each canton has its own economic, tax and social characteristics, which may alter your decision.

Taking the time to compare the factors in each region will allow you to make an informed decision in line with your financial and life goals.

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Let's explore the different aspects of this decision by looking at the benefits and opportunities for the following cantons:

Geneva

Living in Geneva is an incomparable experience. Nestling on the shores of Lake Geneva, this cosmopolitan city combines urban elegance with an exceptional natural setting. Home to numerous international organisations, Geneva brings a global dimension to everyday life. Prestigious museums, such as the Museum of Art and History, and renowned educational institutions like the University of Geneva add to its appeal. Cultural diversity, professional opportunities and quality of life make Geneva an exceptional residential choice among Swiss cantons.

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Vaud

This canton offers a perfect balance between urban life and natural beauty. Renowned museums, such as the Collection de l'Art Brut in Lausanne, and prestigious educational institutions, including the École Polytechnique Fédérale de Lausanne (EPFL), enrich the cultural and academic life. With an exceptional quality of life and a reliable transport network set between lakes and mountains, Vaud stands out as a unique choice of residence among the Swiss cantons.

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Neuchâtel

Living in the canton of Neuchâtel means immersing yourself in an enchanting setting, with its sparkling lake, historic streets, and prestigious watchmaking industry an exceptional location that combines both charm and innovation.

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It's also important to carefully think about what you want and your needs, but also draw up a precise list of essential requirements:

Family structure: try to define the number of people living in the house, including you, your partner and any current or future children.

The use of space: try to assess your needs for accommodating guests. You may need a large living room, a guest bedroom, or a bathroom for guests. If someone in the family works from home, consider a dedicated office.

Your lifestyle and hobbies. Identify the family's indoor hobbies, such as DIY, music, or mountain biking. Decide whether you want a wine cellar, a conservatory, or a garden that's easy to maintain.

The environment and surrounding noise: consider any troublesome factors such as industrial buildings, noisy roads, or other sources of nuisance.

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Ready to take the plunge?

Our experts can help you with all your financing needs.

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The primary residence series

Piguet Galland has developed the 360 series to give you all the necessary information to make your plans a reality. This comprehensive series discusses all the major topics you may have questions about. Each series consists of 5 episodes, providing you with the keys you need to ensure your projects are a success.

  • maison

    Episode #1

    Buying a home: a winning decision

    Guide your homeownership dreams with this series.

  • Property 1=Investment growth

    Episode #2

    Knowing what you want

    Creating your own home requires a major investment. Think carefully about your needs and desires.

  • succession-heritage

    Episode #3

    The magic formula for the best price

    Determine the maximum amount you can consider for acquiring your primary residence based on your financial situation.

  • divorce

    Episode #4

    The right financing for your project

    From standard mortgages to Lombard loans. Explore all the specifics of fixed, variable and Saron rates.

  • Property 1=Search web

    Episode #5

    Taxes when you purchase a property

    Becoming a homeowner is a significant step but comes with specific tax responsibilities. Buying property has various financial implications in terms of tax.

     

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Financing solutions

Our financing solutions allow you to maximize the growth of your wealth and realize your projects with peace of mind.

What our clients say about us.

  • Piguet Galland offered us a number of different scenarios to help us through this major change in life, retirement.
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    Noémie Prod'hom

  • Happiness is knowing that I have someone who will bring their expertise to advise me and ensure my life is carefree.
    Marie-Laure Favre vignette

    Marie-Laure Favre

  • At Piguet Galland, the human factor takes center stage. We genuinely listen to understand and provide solutions, not merely to sell."
    M’Bayang Thiam

    M’Bayang Thiam

  • I wanted to purchase and renovate a house through an auction, which required immediate payment. Fortunately, your company performed exceptionally well."
    David Vuadens

    David Vuadens

  • Piguet Galland is the financial partner that's close to my heart. I have complete trust in them. In this bank, you get to know them on a personal level, and that's of utmost importance."
    Ann Evard

    Ann Evard

  • The aspect of the Bank that resonated with me in the past and to this day is trust, which is conveyed through a sense of closeness and, most importantly, a dedicated point of contact."
    Anthony Picard

    Anthony Picard

  • What I value most about Piguet Galland is the service and the trust-based relationship I have built with the various advisors I have worked with over the past thirteen years, all of whom have consistently been excellent."
    Dominique Lauener

    Dominique Lauener

  • Throughout the years of building a trusting relationship with Piguet Galland, I have realized that a bank can be a lifelong partner for significant milestones."
    Franck Neveu

    Franck Neveu

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Property 1=Contract-Sign

Ready to take the plunge?

Ready to take the plunge? Our experts can help you with all your financing needs.