Financing
The advantages of Lombard loans
This financing method offers borrowers numerous advantages, giving them quick access to cash while using their financial assets as collateral.
A Lombard loan gives you greater financial flexibility by allowing you to access cash quickly without selling your assets. You can use the funds obtained to invest in new opportunities, finance personal projects or even for cash flow needs.
The amount of credit granted depends on the value of the assets you pledge as collateral. The higher the value of your assets, the larger the potential loan.
The interest rates applied to Lombard loans are generally competitive, as the loan is backed by your assets, which means you can obtain more favourable terms than unsecured loans.
Lombard Loans can also diversify your investment portfolio by increasing the value of certain assets without selling them.
By choosing a Lombard loan, you gain access to our wealth management professionals, who will assist in structuring the loan and managing your assets. Also, we prioritise the confidentiality and security of your financial information.
Buying a property
Renovation work on your home
Your children's education
Buying into your pension fund
Investment opportunity tailored to your risk profile
Lombard loan to finance your short-term liquidity needs
Our Lombard loan simulator allows you to explore various financing options, calculate available amounts, and understand the conditions and benefits of this secure loan.
Lombard loans & mortgage
When it comes to financing projects or accessing liquidity through your assets, you often have a choice between a Lombard loan and a mortgage. Learn more about the key differences between these two types of financing.
A Lombard loan uses the value of your liquid assets, such as securities, bonds or life insurance policies, as collateral. In contrast, a mortgage loan uses a property, usually your main residence, as collateral.
A Lombard loan gives you greater flexibility in using the funds you borrow. You can use them to diversify your portfolio, invest in new opportunities or finance personal projects. Conversely, a mortgage is often explicitly intended for the purchase or financing of a property.
The amount of credit granted under a Lombard loan depends on the value of the assets pledged as collateral. In the case of a mortgage loan, the amount depends on the value of the property offered as collateral.
Lombard loan interest rates are generally competitive, as liquid assets secure the loan. On the other hand, mortgage interest rates can vary depending on market conditions and the borrower's financial situation.
The term of a Lombard loan is often shorter and can be adjusted to suit the borrower's needs. A mortgage, on the other hand, is generally taken out for a more extended period.
If you have any further questions or want more information on Lombard loans, please do not hesitate to contact our dedicated team, who will be delighted to help you.
From investment advice to delegated portfolio management, we are dedicated to safeguarding your capital and securing its growth by identifying investment solutions that align seamlessly with your values, goals, and the assurance of peace of mind.
Bring vitality and success to your life projects by comprehensively analyzing your assets and optimizing their structure.
We offer various financing solutions for all your real estate projects, such as mortgages and Lombard loans.
Wealth solutions
Pension planning
Financing
Investment