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Individuals

Private pensions

Carefully plan for the future so that you can enjoy your retirement years to the full with our 3a private pension solutions.
mère et fille
mère et fille
mère et fille
mère et fille
Piguet Galland & vous.

Invest today for a brighter tomorrow.

Start saving today a little more than you think you need. This strategy will guarantee you substantial financial comfort in your retirement years. In addition to your public and occupational pension provision (AVS, 2nd pillar), pillar 3a allows you to benefit immediately from tax advantages.

Maintain your standard of living.

Retirement is a time of life when you have time to savour every moment to the full. With our individual retirement solution, you can build a solid foundation that will enable you to live this wonderful period of your life to the full.

Take advantage of tax benefits.

Pillar 3a offers an array of tax advantages that you can exploit intelligently. You can invest your money strategically while making significant tax savings.

Become an owner

Property ownership is a pillar of security for your retirement years. With our retirement provision solution, you can lay the foundation stone for your property project. Becoming a homeowner is an intelligent investment to ensure your financial stability in retirement.

Protection for the self-employed

The self-employed, who do not benefit from a company pension scheme (2nd pillar), can compensate for this using pillar 3a. Therefore, the amount they are allowed to deduct is generally higher than that allowed for employees.

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To give you a clearer idea, determine the maximum amounts you can deduct under Pillar 3a in 2024, depending on your situation.

01.

If you have a lucrative income subject to the AVS (Old Age and Survivors Insurance) and you are affiliated with a pension fund, you can deduct your contributions to the 3a pillar from your taxable income, up to a maximum of CHF 7,056

02.

If you work but don't have access to the 2nd pillar, you can deduct up to 20% of your net income from gainful employment, up to a maximum of CHF 35,280.

Frequently asked questions

Learn more about private pension provision

Investment expertise

Our investment philosophy

We have developed a solid and balanced investment approach over time to offer you a strategy in line with your investor profile.

A conviction-based strategy focused on the long-term

Our methodology is based on active management with strong strategic orientations and convictions based on expertise acquired over many years. We build a solid portfolio focused on long-term returns, enabling us to navigate market fluctuations and seize longer-term opportunities.

Responsible investment

Environmental, social and governmental responsibility is a significant issue that deserves a privileged place in all our decisions. Piguet Galland is a member of Swiss Sustainable Finance to promote adopting sustainability principles in the country's financial industry.

A good understanding and control of risks

A thorough risk analysis precedes each of our decisions. We prioritise preserving your assets over the long term while guaranteeing returns in line with your investment profile. We work closely with you to understand your unique objectives and preferences to determine the best investment strategy.

Piguet Galland is also...

    • Expertise

      18,9%

      Piguet Fund Performance - North American Equities A. Beginning of year to 30.06.2023

    • Masonry 1
    • Customer relations
      Tokyo Illustration

      90%

      of our clients are satisfied with our customer service. Source: NPS 2023 study

    • Certification

      Bcorp

      Piguet Galland becomes a member of the exclusive group of BCorp-certified Swiss banks

    • Masonry 2
    • Employer

      93%

      of our employees think that Piguet Galland is a great place to work. Source: Great Place to Work® Switzerland 2023

A unique blend

Thanks to our unique blend of business expertise, our financial advisers can help you achieve all your life goals.

Investment

Investment

From investment advice to delegated portfolio management, we are dedicated to safeguarding your capital and securing its growth by identifying investment solutions that align seamlessly with your values, goals, and the assurance of peace of mind.

Wealth & pension advice

Wealth & pension advice

Bring vitality and success to your life projects by comprehensively analyzing your assets and optimizing their structure.

Financing

Financing

We offer various financing solutions for all your real estate projects, such as mortgages and Lombard loans.

Webinars & events

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Webinars & events

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Academy

  • wealth_solutions Wealth solutions

    Build, grow, and preserve your wealth.

  • Pension_planning Pension planning

    All you need to know about pension planning for people and for businesses.

  • Financing Financing

    Financing options for your real estate project.

  • Investment Investment

    Resources to learn the fundamentals of investment or to specialize.

  • wealth_solutions Wealth solutions

    Build, grow, and preserve your wealth.

  • Pension_planning Pension planning

    All you need to know about pension planning for people and for businesses.

  • Financing Financing

    Financing options for your real estate project.

  • Investment Investment

    Resources to learn the fundamentals of investment or to specialize.

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