Optimise your pension provision with an exceptional interest rate of 0.8%*!
Set an appointment with an advisor
Anchor for formulaireOptimise your pension provision with an exceptional interest rate of 0.8%*!
Set an appointment with an advisor
Anchor for formulaireOverall satisfaction rating from our customers
Source NPS study 2024Piguet Galland voted Best Swiss Private Bank for the third year running
Vested benefits account, savings solution
If you change career direction, move abroad or get divorced, a vested benefits account will help you preserve your pension capital if you stop working in Switzerland.
Invested solution
What are the advantages?
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A tax-efficient investment
Your pension assets are exempt from wealth tax and the return is not added to your taxable income.
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Choice of investment strategy
You can select one of the investment strategies offered by Piguet Galland, depending on your risk appetite.
A dedicated team just for you
We understand the importance of this human relationship and we are committed to working closely with you to achieve your goals. In addition to the tools we provide you, this trust relationship will enhance your ability to offer tailored services to your clients. This is particularly relevant for a target audience that is attentive to the banking and financial sector.
Make an appointment
Thanks to our unique blend of business expertise, our financial advisers can help you achieve all your life goals.
What our clients say about us.
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Noémie Prod'hom
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Marie-Laure Favre
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M’Bayang Thiam
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David Vuadens
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Ann Evard
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Anthony Picard
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Dominique Lauener
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Franck Neveu
Conditions of the vested benefits savings plan
Interest rates 0.8% |
Withdrawal At the legal BVG retirement age or a maximum of 5 years before or after. Home ownership (under certain conditions). Permanent departure from Switzerland (under certain conditions from 1 June 2007). Becoming self-employed. Entitlement to a full AI disability pension. |
Conditions From age 18 until the legal BVG retirement age. No account management fees will be deducted from the vested benefits account. However, for vested benefits of less than CHF 50,000, an administration fee of CHF 100 will be debited from the client's vested benefits account once a year or on the date the current account is closed pro rata temporis. This vested benefits account opening contract is concluded for a minimum term of 3 months, subject to 31 days' notice of termination, i.e. a total term of 4 months. It comes into force with the signature of the client and expires on the occurrence of one of the following conditions: |
Partner foundation Fondation Opsion Libre passage |